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Privacy Policy

1. Who We Are

Empower Financial Coaching & Consulting, LLC (“Company,” “we,” “us,” or “our”) provides financial coaching, consulting services, and educational resources to individuals, particularly educators and working professionals. This policy applies to all data collected via our website, services, or any online or offline communication.

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2. Information We Collect

We may collect the following categories of personal data:

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a. Personal Information You Provide Voluntarily

  • Name

  • Email address

  • Phone number

  • Mailing/billing address

  • Payment information (via secure, third-party processors)

  • Survey or assessment responses

  • Any data submitted through forms, registrations, or coaching sessions

b. Automatically Collected Information

  • IP address

  • Browser type and version

  • Device information

  • Referring website

  • Usage data and interactions on our website

  • Cookies and tracking technologies (see Section 5)

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3. Legal Basis for Processing Personal Data (GDPR)

Under the GDPR, we process your personal data only when we have a lawful basis, including:

  • Consent: You’ve given clear permission for us to process your data (e.g., by signing up for a masterclass or assessment).

  • Contract: Processing is necessary to fulfill a contract or pre-contractual obligations.

  • Legal Obligation: Processing is required by law.

  • Legitimate Interests: Processing is necessary for our legitimate business interests (e.g., improving services, communicating offers), and not overridden by your rights.

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4. How We Use Your Information

Your personal data may be used to:

  • Deliver coaching, consulting, and educational services

  • Communicate via email or text about appointments, content, or promotions

  • Process payments and maintain records

  • Send newsletters or event updates (with opt-out options)

  • Improve our website functionality and service offerings

  • Comply with legal obligations

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5. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance user experience and analyze website performance.

You can manage your cookie preferences through your browser settings. By continuing to use our site, you consent to our use of cookies unless disabled.

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6. Data Sharing and Third Parties

We do not sell or rent your data. We may share your information with trusted service providers solely for business operations, including:

  • Payment processors (e.g., Stripe, PayPal)

  • Email marketing platforms (e.g., Mailchimp, ConvertKit)

  • Website hosting or analytics tools (e.g., Google Analytics)

All third parties are required to maintain the confidentiality and security of your data in compliance with GDPR and industry standards.

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7. How We Protect Your Information

We implement administrative, technical, and physical safeguards to protect your personal data from unauthorized access, alteration, disclosure, or destruction.

However, no method of transmission over the internet is 100% secure. You use our services at your own risk, and we encourage strong passwords and secure networks.

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8. International Data Transfers

If you are located outside the United States, please note that your information may be transferred to and stored in the U.S. where our servers and providers are located. We ensure appropriate safeguards are in place for GDPR compliance in international transfers.

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9. Your Rights Under GDPR

If you are located in the European Economic Area (EEA), you have the following rights:

  • Right to Access: Request access to your personal data

  • Right to Rectification: Request correction of inaccurate data

  • Right to Erasure: Request deletion of your data (in certain circumstances)

  • Right to Restrict Processing: Request limited use of your data

  • Right to Data Portability: Request a copy of your data in a portable format

  • Right to Object: Object to processing based on legitimate interests

  • Right to Withdraw Consent: At any time where consent was given

To exercise any of these rights, email us at: [Insert Contact Email]

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10. Data Retention

We retain personal data only as long as necessary for the purposes described in this policy, or as required by law. You may request that we delete your data at any time.

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11. Children’s Privacy

Our services are not intended for children under the age of 13. We do not knowingly collect or solicit personal data from minors. If you believe we have collected such data, please contact us immediately.

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12. Updates to This Privacy Policy

We reserve the right to update this policy at any time. Updates will be posted on this page with the revised effective date. Continued use of our services indicates your agreement with the updated terms.

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13. Contact Information

If you have questions or concerns regarding this Privacy Policy or your personal data, contact us at:

Empower Financial Coaching & Consulting, LLC
Email: [jarod@jarodaanderson.com]
 

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