Overview​

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Effective Date: June 26, 2025

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Welcome to Empower Financial Coaching & Consulting, LLC ("Company", "we", "us", or "our"). These Terms of Service ("Terms") govern your access to and use of our courses, coaching programs, digital downloads, live challenges, websites, and any related services (collectively, the "Services").

By purchasing, enrolling in, or accessing any of our Services, you agree to the following:

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1. Who We Serve

Our content and services are designed for adults 18+ seeking personal development in financial wellness, mindset, and identity alignment. By using our Services, you confirm you are of legal age and agree to these Terms.

 

2. No Financial or Legal Advice

All content provided is for educational and informational purposes only. We are not licensed financial advisors, accountants, or attorneys. Your decisions based on our content are your own responsibility. Always consult a qualified professional for personalized advice.

 

3. Intellectual Property

All materials—videos, PDFs, worksheets, audio, text, and graphics—are the property of Empower Financial Coaching & Consulting and protected by copyright laws. You may not copy, share, distribute, or reproduce our content without written permission.

 

4. Refund Policy

All purchases are final sale, unless otherwise stated. Due to the digital nature of our products and the immediate access provided, we do not offer refunds for courses, challenges, or toolkits. Please read product descriptions carefully before purchasing.

 

5. Access & Availability

Access to digital products is typically granted immediately upon purchase unless noted. For group programs or challenges, access will be provided on the dates specified. We reserve the right to modify or discontinue any product or service at any time, with or without notice.

 

6. Community Guidelines

We believe in respectful, supportive dialogue. If you participate in group calls, forums, or online communities, you agree to show kindness and respect to all members. We reserve the right to remove anyone for disrespectful or disruptive behavior, without refund.

 

7. Results Disclaimer

We do not guarantee specific financial results. Your results depend on your own effort, application, and consistency. Testimonials shared are examples and not guarantees.

 

8. Payment Terms

If you purchase a course or service through a payment plan, you agree to complete all scheduled payments. Failure to do so may result in revoked access to content and additional collection measures if needed.

 

9. Changes to Terms

We may update these Terms occasionally. Continued use of our services after changes are posted means you accept those changes.

 

10. Contact Us

If you have any questions about these Terms, please reach out to us at:
📧 jarod@jarodaanderson.com